Morrow County, Ohio Real Estate

Morrow County Cardington OH Equity Builder Home $59,900.  Located at 2770 County Road 137, Cardington in central Morrow County and offers the buyers a way of building equity pretty quickly.

This home has new carpeting in the bedrooms but needs floor coverings in the living, kitchen, and master bath areas. There's still some trim to be installed, a master bath to be completed (drywall, cabinets, and fixtures) and painting to be done. Most of the work can be done by the homeowner. The rear yard is fenced and there is a detached two car garage. This home is vacant and ready for immediate occupancy.

This home is on a 1.8 acre country lot just north of the Village of Cardington in central Morrow County, has property taxes of $1,270 per year, and offers 1230 square feet of living space.  There is a detached 2 car garage and a fenced rear yard.

Morrow County Gets Stimulus $ For Hi-Speed Internet.

Just published in Business First of Columbus, Consolidated Electric Cooperative, one of Morrow County's residential electricity providers, has applied for and will be receiving nearly $2.4 million in loans and grants to install 166 mile fiberoptic network in Morrow and Delaware Counties.

The installation will take place in 2010 and this will be the availability of high-speed internet access to hundreds, perhaps thousands of Morrow County residents who are currently able to only use the slower "dial-up" internet access.

Hi-Speed internet access is not just for the kids to play games. Many employees are finding that their employer is allowing, even welcoming and encouraging their employess to telecommute. Not only does it save the employee gas money and wear and tear on the family car, but it also allows the employer to pay less rent for valuable office space.

Telecommuting benefits all of us in that it is a "green" initiative with fewer automobile emmissions, less fuel consumed and fewer office building heating and air conditioning plants running.

This new federal stimulus money being infused into the Morrow County infrastructure is exciting. Although many of us will not see the "larger picture" effects of this for some time to come, (in the way of new businesses and increased telecommuting), it'll most definately bring smiles to the faces of hundreds or even thousands of Morrow County residents who are currently waiting and tapping their nails on the desktop while their requested web page downloads.

To read the entire original article in Business First Columbus, Click Here

Morrow County HomeBuyers Can Get Thousands From Uncle Sam.  Yes, that's right!  You've most likely heard about the First Time Home Buyers Tax credit of up to $8000. 

But were you aware that now the federal government has not only extended the program, but also EXPANDED the program to include nearly everybody else who might buy a new home? 

That's right, people who currently own a home (or who have owned a home for five of the last eight years) can most likely qualify for a $6500 tax CREDIT!

Watch this short video that gives the highlights of the new program.

 

That's right! Up to $6500 from the U.S. Government against your 2009 federal income tax obligation. If you typically owe about $1500, then you'll receive a refund for $5000. If you typically get about $500 back, then you'll receive a check for $7000. How cool is that?

Don't let anyone tell you any different .... Now IS THE TIME TO BUY.

Mortgage interest rates are at an all time low (under 5%), home inventory is high (lots to choose from), sellers are lowering their asking price to attract buyers .... and the tax credit. I'm buying a house ... what are you waiting for?

 FOR RELEASE: IMMEDIATE

DATE: December, 2009 For more information, please contact:

Herb Baldwin, Realtor, RE/MAX Genesis, 419-947-4004 or herb@herbsells.com

LOCAL REALTOR EARNS PRESTIGIOUS DESIGNATION TO HELP

HOMEOWNERS IN DANGER OF FORECLOSURE

Herb Baldwin of RE/MAX Genesis has earned the prestigious Certified Distressed Property Expert (CDPE) designation, having completed extensive training in foreclosure avoidance and short sales. This is invaluable expertise to offer at a time when the area is ravaged by "distressed" homes in the foreclosure process.

Short sales allow the cash-strapped seller to repay the mortgage at the price that the home sells for, even though it is lower than what is owed on the property. With plummeting property values, this can save many people from foreclosure and even bankruptcy. More and more lenders are willing to consider short sales because they are much less costly than foreclosures.

In Morrow County, hundreds of homes are in danger of foreclosing. It is happening in all price ranges. Local experts say that even high-priced homes are not immune.

"This CDPE designation has been invaluable as I work with sellers and lenders on complicated short sales," said Baldwin. "It is so rewarding to be able to help sellers save their homes from foreclosure."

Alex Charfen, founder of the Distressed Property Institute in Boca Raton, Fla., said that Realtors® such as Baldwin with the CDPE designation have valuable training in short sales that can offer the homeowner much better alternatives to foreclosure, which virtually destroys the credit rating. These experts also may better understand market conditions and can help sellers through the emotional experience, he said.

The Distressed Property Institute opened in January 2008 and provides training on-site and online. The CDPE is the premier designation for Realtors helping homeowners in distress and handling short sales.

"Our goal is to educate as many people as possible so we can help as many homeowners as possible," Charfen said.

For more information about CDPE designation or to find a certified distressed Realtor in your area, please call 1-800-482-0335.

Morrow County Homeowners Can Avoid Foreclosure. 

As I work in Morrow County with sellers, many of whom are "upside down" we almost always have the conversation about the differences between a Foreclosure and a Short Sale. It's important to understand the differences and how it can affect a home seller for years to come.

Take a look at this short video that explains the new Short Sale guidelines and how this can help you or someone you know.

In taking the class for CDPE (Certified Distressed Property Expert) I was given this one page document that clearly and succinctly illustrates the differences. If you (or someone you know) might owe more than your home is worth AND you have a financial hardship, you may qualify for a short sale.

Take a look at the comparison sheet by clicking here Foreclosure VS ShortSale

If you would like to have a confidential interview to discuss your options, call me at 419-947-4004